Because vehicular collisions and other life events can result in back and neck injuries, there are a range of physical recovery plans that could be recommended, including chiropractic care. If you are considering seeing a chiropractor as part of your recovery, you may be wondering how to pay those bills and whether they will be covered within an insurance settlement.

A qualified Tampa personal injury attorney can share with you paths forward, including exploring whether chiropractor care will be covered by a recovery package from the insurance company.

Coverage from Different Policies

When an injured party asks if their chiropractic care is covered by insurance, the answer is that it depends on a few factors, including the type of insurance involved and the specific chiropractic care you are seeking. Here are some common types of insurance and how they may cover chiropractic care:

• Health insurance. If you have health insurance, through your workplace benefits or coverage you have purchased on the health exchange, your policy may cover chiropractic care as part of your overall treatment, but coverage can vary widely depending on your policy, so checking with insurance providers to determine what is covered before being treated is advised.
• Auto insurance – When chiropractic care is part of the recovery from a car accident injury, your vehicular insurance policy may cover chiropractic care, but you will need to review your options and see if these bills could be part of your personal injury claim.
• Workers’ compensation – Injuries sustained while you are performing your job could be part of a workers’ compensation claim that will cover all medical expenses, including physical therapy, chiropractic care, and other forms of treatment.
• Medicare or Medicaid– Medicare or Medicaid may cover chiropractic care if it is medically necessary.

Which insurance policies will cover your care, or if more than one policy could be accessed, can be established by an attorney. There is also the possibility of a lawyer informing you of proper protocol to secure your insurance claim, such as getting a doctor’s referral.

Reviewing Bills and Records

Share with legal counsel the facts of your accident, if you were hurt in a car collision or workplace incident. Then, they will review your bills and medical records. If compensation is an option, your attorney will secure the evidence necessary to negotiate with insurance companies on your behalf, fighting for all your care to be covered including chiropractic costs.

Chiropractic care can be an effective form of treatment for certain types of injuries, but it can also cost a lot of money, possibly far more than you and your family can afford. Talk to a Tampa personal injury attorney about whether or not chiropractors are covered by insurance.

Could you use guidance about chiropractic care and personal injury recovery options? Don’t hesitate, connect with skilled legal professionals as soon as possible. The attorneys at HD Law Partners have over 40 years of combined experience and can share with you how to connect with insurance settlements. Call 813-964-7878 to schedule your confidential, fee-free consultation.

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Financial review is part of the divorce process, and while there are many reasons why monetary issues can be difficult when ending a marriage, marital debt can make the process even more complicated. In Tampa, FL, marital debt is subject to division during divorce proceedings, and there are many different forms of marital debt to assess.

If you’re considering divorce in Florida, don’t hesitate to seek assistance from a skilled Tampa family law attorney. An experienced divorce lawyer can inform you of what is possible for you after analyzing your specifics, and they will help you navigate the legal system, ensuring your rights are protected throughout the process.

Credit Cards, Loans, and More

Any debt that was incurred during the course of a Florida marriage is legally considered marital debt. This is the case regardless of whose name is on the account or who made the purchases. Some common forms of marital debt:

• Credit card debt is subject to division in divorce proceedings, this is true if the purchase were made together or if one person was charging debt without the other person being aware of the expense.
• Mortgage debt is often part of the debt review process when a couple owns a home. If the home is completely paid off, the property value is an asset that will be analyzed during the asset division portion of the debt-asset analysis.
• Car loans are another type of marital debt if the vehicle was purchased during the marriage. Cars, trucks, motorcycles, recreational vehicles that were owned by an individual prior to marriage may not be subject to division, depending on the circumstance.
• Student loans incurred during the marriage are considered marital debt, so the spouse who did not attend school could still be responsible for a portion of the debt as student loans are divided during Florida divorce proceedings.
• Business loans are also subject to review.

Identifying and categorizing marital debt is a process, and if your financial situation involves many combined parts, leaning on experts to guide you will help. A divorce lawyer who is familiar with how to assess debt will work to be sure that any and all accounts have been reviewed so that a fair settlement can be negotiated. Plus, your legal counsel can share with you your rights and obligations as asset and debt division options are discussed.

Mutually Acceptable Divorce Agreements

If a mutual agreement is possible, you will save yourself money, stress, and time. Even if you and your spouse are not able to talk with one another in a productive way, you can have your Tampa family law attorney converse with your spouse’s attorney once all assets and debts have been discovered and totaled.

Do you and your spouse have a lot of marital debt and are now unsure how to distribute debt responsibilities now that you are separating? Compassionate legal professionals are available. With combined experience of over 40 years, the lawyers at HD Law Partners have the skills, resources, and talents you need. Call 813-964-7878 to schedule a free consultation.

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There are a range of rules within commercial contracts, including specific agreements connected to arbitration. Often there is language that pushes the parties to use arbitration or mediation to resolve any disagreements, it is a way for businesses to avoid litigation.

In some situations it is still possible for a defendant to file a contractual lawsuit, depending on the situation. For instance, there are circumstances in which an arbitration clause itself could be used to build a defense. Talk to a Tampa business and corporate law attorney about your objectives.

Scrutinizing Arbitration Provisions Within a Contract

Companies and their legal departments include arbitration provision within their contracts because they want to avoid going to court and being involved in long-running, expensive legal disputes. If you want to bring your dispute to court, one of the first things your attorney will do is fully review the arbitration provisions within the contract in question.

Going through arbitration means that your dispute will be reviewed by an independent person or a body officially appointed to settle the matter and the final decision will be binding. While this can be advantageous for some, it is important to realize that normal court trial rules may not apply during arbitration, meaning procedural securities such as due process may not be employed.

If there is evidence that a person did not voluntarily enter into the arbitration agreement, there could be a way to litigate the dispute. This is because a contract is only legally binding if every person and party entered the agreement on their own accord, meaning the agreement would be null if participation was involuntary.

Talking to a Florida Business Litigation Lawyer

There could be language in a contract that says if you take legal action you are waiving your right to arbitrate. This is not a position you want to be in because there is no way to again secure your right to arbitration. Be sure you fully understand your legal rights before deciding on any official moves. Discussing your goals with an attorney could lead you to a strong stance that never would have been achievable without legal support.

Complicated contractual disputes can be addressed by a Tampa business and corporate law attorney. Florida business litigation lawyers are well-versed in contractual rights, arbitration clauses, and guiding their clients to the best possible outcomes. Bring your concerns about arbitration, breach of contract, and contracts and discuss them with a skilled lawyer.

What arbitration and contract questions do you have? Whether you are in the midst of a dispute or want to learn more about a contract you have been asked to sign in order to avoid potential problems later, there are veteran corporate law attorneys to guide you through all of your concerns. Speak to the legal professionals at HD Law Partners to explore your options. With combined experience of over 40 years, the professionals at HD Law Partners have secured successful outcomes for clients pushing back against Florida companies large and small. Call 813-964-7878 to schedule a free consultation.

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If you were subjected to force that was unwarranted during an arrest or the arrest itself was illegal, you may have a path to seeking justice through a police misconduct case. Civil rights are in place to protect the public from police misconduct and brutality.

Choosing to fight for your rights after mistreatment in the Tampa area or anywhere else in Florida is the first step. Then, connect with a Florida law enforcement liability lawyer who has the experience and talents to aggressively fight for justice.

Fourth and Fourteenth Amendment Guarantees

There are civil rights protections within the United States Constitution.  For example, within the Fourth Amendment, individuals are shielded from police brutality and illegal seizures and searches. And the Fourteenth Amendment guarantees due process, which can be pointed to in order to protect people who are wrongfully convicted or are victims of illegal arrests.

Beyond constitutional amendments, the Civil Rights Act of 1964 carries additional protections, such as prohibiting federal and state governments, officials, and employers from race, color, religion, sex or national origin discrimination.

Litigation of a civil right case could be possible if you or someone you care about has been involved in one or all of the following:

• Illegal seizures and searches
• Unlawful arrests
• Law enforcement brutality
• Wrongful convictions

While law enforcement professionals are often depended on by Florida residents, because they have a responsibility to maintain safe environments, there are situations in which individuals who are overworked, are not trained properly, or have their own personal issues that result in them using force that is excessive when interacting with the public. Reach out and talk to a lawyer if you were illegally detained, racially profiled, abused, or pulled into warrantless interrogations and searches. Investigations will follow to be sure there is evidence to prove the need for justice.

There could be medical evidence, for instance, when there is use of a taser, stun gun, pepper spray, or broken bones and bruises connected to abuse or assault. Any force that is beyond what a police officer needs to effectively do their job could be deemed police brutality.

Speak to an Attorney About Police Misconduct

There are legal professionals who are committed to fighting for your rights and holding all parties accountable. Suing law enforcement could be an option, share the facts of your case with a Florida law enforcement liability lawyer to discuss paths forward.

An attorney can fight for justice if you were a victim of abuse or defend you if you are a law enforcement professional who has been accused of misconduct but have evidence of you legally doing your job throughout the interaction.

Could a law enforcement liability lawyer help you? Connect with a Florida legal team who has been successful in representing both defendants and plaintiffs in these cases. The compassionate lawyers at HD Law Partners know how to fight for citizens who have been victims of civil rights violations and law enforcement officers who were acting properly but have been accused of misconduct. To have your case reviewed as soon as possible, call 813-964-7878 to schedule your no-fee consultation.

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Timeshares are properties that have a divided type of ownership, or in some cases simply use rights are divided. Often timeshares are condominium units at resort locations. They are a way for multiple parties to have access to a property. Because Florida is a popular vacation destination, there are many timeshare opportunities for those who are interested.

Unfortunately, not everyone who buys into a timeshare understands the arrangements they are agreeing to, they find themselves committed to terms that are not favorable. When you hire a , you will obtain information on various legal issues related to timeshare properties. And if issues arise, an experienced lawyer will assist you in taking legal action against the timeshare company. This can be advantageous when negotiations do not result in the outcome you are seeking.

Shifty Sales Practices and Cancellation Rights

While there are reputable timeshare sales people, there are also many examples of sales teams using misleading data, false promises, and pressure tactics in order to secure a sale. Then, timeshare buyers are signing contracts they do not fully understand. When you talk to an attorney, you could learn about legal actions to take against a timeshare company if you were subjected to deceptive sales strategies.

Additionally, according to Florida law, timeshare buyers have rights when it comes to rescinding their contracts, should they change their minds or realize they made a mistake. Typically the timeframe to rescind a timeshare contract is within 10 days of the purchase, but each situation needs to be analyzed individually.

Exit Strategies and Legal Representation

Sometimes a timeshare owner keeps the property for a period of time but then, when they want to exit the agreement, have trouble getting out of their contracts. An attorney can explore some possibilities with you, including the following:

• Transfer ownership of timeshare to another party
• Sell the timeshare ownership to someone interested in buying it
• Relinquish ownership to the timeshare company
• While relinquishing ownership means you will not get your original purchase investment back, it frees you from ongoing fees, property maintenance bills, and all of the additional costs of keeping your timeshare.

Hiring a Tampa timeshare attorney means you will have an expert to guide you through the process of buying, selling or canceling your timeshare contract. They can explain the legal jargon and the ramifications of your decision if you choose to purchase, sell, or relinquish your timeshare. And if you are in a situation that is already heated, and you need to take further legal action, your lawyer will be by your side, giving you peace of mind and providing representation throughout a dispute and through the judicial process, if needed.

What timeshare questions do you have? Investing in legal representation is a path to protecting your rights and interests when it comes to timeshare properties. Talk to the legal team at HD Law Partners about the best way to achieve the timeshare deal you are hoping for and push back when you are receiving blocks to releasing or selling your timeshare ownership. Call 813-964-7878 to schedule a free consultation.

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When there are family matters that are leading to disputes, or legal documents that need to be drafted in order to move forward, there can be a lot of stress for yourself and others involved. You may be unsure how to handle the legal details of your situation, but there are Florida family lawyers available to provide you with guidance and assist you in navigating your complex situation.

A skilled Tampa family law attorney will carefully listen to the details of your circumstance and provide you with next steps. Each state has its own family law intricacies, be sure you are connecting with a lawyer who understands the ins and outs of Florida family law in order to achieve the outcome you are seeking.

When to Hire a Florida Family Attorney:

• Divorce: If you are considering divorce, a family lawyer can assist you in negotiating and finalizing a divorce settlement if you and your spouse are open to communication or represent you in court if the divorce is contested.
• Child custody and support: A family lawyer can help you with the details and procedures related to child custody and support. This could include drafting a parenting plan or representing you in court to advocate for the best interests of your children.
• Modification of court orders: If your circumstances have changed and you wish to modify a court order related to child custody, support, or alimony, a family lawyer can inform you of what modifications could be in reach and file the appropriate paperwork for you.
• Paternity: Establishing paternity, or pushing back on a paternity accusation, could launch a legal process. A family lawyer will advocate for you, whether you are a mother who wants to verify paternity for financial support or a father who believes a paternity request is not appropriate.
• Adoption: When adopting a child, a family lawyer can guide you through the process, including the legal and administrative aspects.
• Pre-nuptial and post-nuptial agreements: If you are getting married or are already married, a family lawyer can help you to understand the legal process for creating a pre-nuptial or post-nuptial agreement. Also, they will ensure that the agreement is legally binding.
• Guardianship: To be appointed as a guardian for a minor or an incapacitated adult, reach out to ask a family lawyer to explain the legal process to you and represent you in court, if required.
• Mediation: When trying to reach a settlement agreement without going to court, a family lawyer can be beneficial as they can assist you in mediation. Additionally, they can explain the legal ramifications of any agreement reached.

And there are issues beyond those listed in which a Tampa family law attorney can provide support as well.

Are you wondering how a Tampa Bay area family attorney could help you? Bring your questions and concerns to the attention of the compassionate lawyers at HD Law Partners. Skilled lawyers are available to compassionately listen to your situation. Then they will aggressively fight for the future you want. Connect with a veteran attorney today, call 813-964-7878 to schedule a free consultation.

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1. LONG TERM PARKING: Some people left their car in the long-term parking at the airport while away, and someone broke into the car. Using the information on the car’s registration in the glove compartment, they drove the car to the people’s home and robbed it. So, I guess if we are going to leave the car in long-term parking, we should NOT leave the registration/insurance cards in it, nor your remote garage door opener. This gives us something to think about with all our new electronic technology.
2. GPS: Someone had their car broken into while they were at a football game. Their car was parked on the grass which was adjacent to the football stadium and specially allotted to football fans. Things stolen from the car included a garage door remote control, some money and a GPS which had been prominently mounted on the dashboard. When the victims got home, they found that their house had been ransacked and just about everything worth anything had been stolen. The thieves had used the GPS to guide them to the house. They then used the garage remote control to open the garage door and gain entry to the house. The thieves knew the owners were at the football game, they knew what time the game was scheduled to finish and so they knew how much time they had to clean out the house. It would appear that they had brought a truck to empty the house of its contents. Something to consider if you have a GPS – don’t put your home address in it. Put a nearby address (like a store or service station or nearby police station) so you can still find your way home if you need to, but no one else would know where you live if your GPS were stolen.
3. MOBILE PHONES: I never thought of this! This lady has now changed her habit of how she lists her names on her mobile phone after her handbag was stolen. Her handbag ,which contained her mobile phone, credit card, wallet, etc., was stolen. Twenty minutes later when she called her hubby, from a pay phone telling him what had happened, hubby says, “I received your text asking about our Pin number and I’ve replied a little while ago. “When they rushed down to the bank, the bank staff told them all the money was already withdrawn. The thief had actually used the stolen mobile phone to text “hubby” in the contact list and got hold of the pin number. Within 20 minutes he had withdrawn all the money from their bank account.
4. PURSE IN THE GROCERY CART SCAM: A lady went grocery-shopping at a local supermarket and left her handbag sitting in the children’s seat of the cart while she reached something off a shelf….Wait till you read the WHOLE story!. Her purse was stolen, and she reported it to the store personnel. After returning home, she received a phone call from the supermarket Security to say that they had her purse and that although there was no money in it, it did still hold her personal papers She immediately went to pick up her wallet, only to be told by Security that they had not called her. By the time she returned home again, her house had been broken into and burglarized. The thieves knew that by calling and saying they were Security, they could lure her out of her house long enough for them to burglarize it.
5. MORAL LESSON: 5.1. Do not disclose the relationship between you and the people in your contact list. Avoid using names like Home, Honey, Hubby, Sweetheart, Dad, Mom, etc.5.2. And very importantly, when sensitive info is being asked through texts, CONFIRM by calling back.5.3. Also, when you’re being texted by friends or family to meet them somewhere, be sure to call back to confirm that the message came from them. If you don’t reach them, be very careful about going places to meet “family and friends” who text you.

*PLEASE PASS THIS ON* Even if this does not pertain to you, please let your family and friends know so they don’t get caught in a scam

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In part because Florida is a prime vacation destination, timeshares properties and opportunities are abundant. While timeshares can be a great investment for some, they are not the right match for all, and sometimes miscommunications and bad business practices lead to legal disputes.

From contract disputes to property ownership battles, there are many reasons why you may need to talk to a Tampa timeshare attorney. Some use a timeshare lawyer as they navigate a timeshare purchase while others reach out when they are trying to get out of a contract or hold a timeshare business that was engaging in bad business practices accountable.

Contract and Property Ownership Disputes

Common legal battles in connection with Florida timeshares are contract disputes. These can occur when there is a disagreement over the terms of a timeshare contract, such as the maintenance fees, the right to use the property, and the duration of the timeshare.

Property ownership disputes are also widespread, and these happen when multiple parties claim ownership of the same timeshare property or there is a fight about how the property should be divided. Additionally, how a property can be used or when.

Unfortunately, there are also times when legal counsel is sought because a timeshare salesperson used fraudulent sales practices to sell the property. A sales team could have misrepresented the value of the timeshare or made false promises about the services that a purchaser would have access to once they signed a contract.

Failing to Disclose and Contact Breaches

Similar to a salesperson lying to you, there can be seller dishonesty. Failing to disclose is when a seller does not disclose important information about the timeshare, such as the condition of the property, the amount of maintenance fees, or any restrictions on the use of the property. They could do this alone in a self-serving way or they may do so with guidance from a shifty salesperson who is helping them offload the property.

Florida timeshare owners may also face legal battles related to a breach of contract if one party failed to meet the obligations outlined in the timeshare contract. For example, if a timeshare developer does not provide the promised unit or amenities, this could be considered a breach of contract.

If you’re facing a legal battle related to a timeshare property you have already agreed to buy or currently own, it’s important to speak with a Tampa timeshare attorney who can help you navigate the complex legal process and protect your rights. Remember, investing in a timeshare can be a significant investment, so it’s important to protect your investment by seeking legal assistance when problems arise.

Are you tangled in a timeshare dispute with no clear idea of how to solve the problem? Even when it feels like an impossible situation, a resolution you had never considered could be in reach. Share your concerns, worries, and hopes with a skilled timeshare attorney. Speak to the legal team at HD Law Partners about your rights. Call 813-964-7878 to schedule a free consultation.

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If you are not pleased with the result of your personal injury case, you could explore filing an appeal. For example, if you had documentation that you believe would have swung the final decision in your favor but submitting the evidence was blocked for one reason or another, you could appeal a judgment. In the state of Florida, all personal injury case appeals must be filed within 30 days of the initial verdict.

There are ways to appeal a personal injury case as it is well understood that mistakes can be made and remedies for those errors is required in order for there to be justice. The appeals process is not always simple. When you hire a Tampa appellate attorney they can file a brief with an appellate court. Then, legal issues will be assessed, which could lead to another trial or an overruling of a prior judicial decision.

Present Tangible Reasons for an Appeal

Once a filing reaches an appellate court, it is their job to see if there is a tangible reason to appeal the original judgment. A lawyer representing you can gather evidence to present, documents that show there were legal missteps during the trial or evidence of unfair legal proceedings. Without evidence, an appeal will likely not be granted.

If your appeal is granted, a court could award you a higher damage amount. Or, if you are appealing a decision that ordered you to pay, proof of you not being liable could lead to the appellate court vacating the ruling, meaning you are not obliged to pay. While this can appear clearcut, the reality is convincing an appellate court to overturn another court’s ruling is difficult. After all, the judgment of other courts is respected by appellate courts, until there is watertight evidence to call the original ruling into question.

Settlements Are More Common than Court Fights

Making the decision to hire a Florida attorney early in your quest for a maximum compensation amount is advised, and with legal support it may be possible to land on a full and fair settlement without taking the dispute to court.

Legally binding, settlements are beneficial for both parties in different ways. For the individual seeking financial recovery, they access the funds needed to pay their expenses. And the other party is then satisfied with a resolution, knowing they will not be facing the time commitments, stresses, and costs of a legal battle.

A Tampa personal injury attorney can answer your questions about settlements, court appearances, and the appeals process. Once your lawyer understands your goals and how you feel about possible timelines, a strategy can be built and put into action.

Can you file a personal injury appeal? Have your case looked over by the compassionate and aggressive legal team at HD Law Partners. With extensive knowledge of Florida law, attorneys can guide you through all of your legal options, from accepting agreements to going to trial and filing appeals. Connect with the legal support you need, call 813-964-7878 to schedule a free consultation.

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Sinkhole damage can be extremely expensive, and because of Florida’s unique geology, compared to other US states, sinkholes happen more often than they do in other areas of the country. Because of this, there are specific regulations and laws when it comes to assessing sinkhole damage and obtaining compensation through insurance claims.

Insurance companies have a responsibility to follow through on the promises made in policies purchased by members of the public. That said, there are many examples of insurance companies trying to underpay on sinkhole damage claims. After all, insurance companies are like other businesses, they want to turn a profit. Legal teams work within insurance companies to protect their organization and their assets, you need a Tampa insurance attorney to protect your interests. A skilled lawyer will work to ensure you receive the settlement you need.

Structural Damage and Legal Assistance

Florida law makes it a requirement for state insurance companies to offer their policyholders coverage for sinkhole activity. But even if you do opt for sinkhole coverage, it is possible your path to compensation could be complicated. This is because there is a lot of documentation needed to prove you are eligible for recovery.

An insurance company could assert the damage sustained was due to another issue, but the reality is that sinkhole activity can result in an array of damages. There may not be a huge crater on your property, but if you notice one or more of the following issues, it could be due to a sinkhole.

• Sagging trees or fence posts
• Cracked walls or pavement
• Fissures on pool decks
• Doors and windows don’t close and lock correctly
• Water collecting in unexpected areas of your property

Once you alert your insurance company, they should investigate your claim thoroughly, fully inspecting your property.

If you believe your sinkhole claim was not investigated properly or was denied without assessing all the details that you shared with an insurance adjuster, talk to an attorney. In addition to negotiating with insurance companies on your behalf, many lawyers work with investigators who can give a value to your property damage.

Complete Information Submitted by Set Deadlines

When you hire a Tampa insurance attorney, they will work to be sure all of the paperwork connected to your sinkhole claim is complete. Too often, claims are denied simply because reports do not provide adequate information to support your compensation request. Don’t give insurance companies a chance to undervalue your settlement, have a legal professional working on your claim each step of the way.

Are you coping with property damage due to sinkhole activity or another issue? To be sure you are accessing a full payout from your insurance company, reach out and connect with the legal professionals at HD Law Partners. Sinkhole activity can be difficult to prove, leading to denied insurance claims, but a skilled attorney knows how to secure the evidence required in order for you and your family to obtain monetary compensation. Call 813-964-7878 to schedule a free consultation.

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