Archive: December 2020

If you carry homeowners’ insurance, you probably expect your insurer to pay for any covered damages to your property, including fire, theft, wind, flood, and others. However, you may be surprised to find out that your homeowners’ insurance claim has been denied.

What should you do when your insurance company denies your homeowners’ insurance claim in Florida? Should you dispute the denial yourself or contact a Tampa homeowners’ insurance attorney to appeal the insurer’s decision?

Insurance companies routinely deny homeowners’ insurance claims or attempt to undervalue claims filed by policyholders. If you have been paying your insurance premiums consistently and on time for many years, you probably expect your insurer to fulfill its obligations. However, you need to keep in mind that insurance companies are never on your side.

Often, insurers put their own profits ahead of their policyholders’ best interests. As a result, your homeowners’ insurance claim can be denied or severely undervalued simply because the insurer is trying to increase profits. When an insurance company fails to keep its promises, you may grounds for an insurance bad faith lawsuit.

The State of Florida is no stranger to hurricanes that leave behind a path of destruction. Catastrophic storm surges and extreme winds and flooding can cause millions or billions of dollars in property damage.

If you are a homeowner who has suffered extensive property damage due to a hurricane, there are things you can do to maximize your settlement when pursuing a hurricane insurance claim.

How to Maximize Your Hurricane Insurance Claim Settlement?

If you suffered the destructive power of a hurricane in Tampa, Orlando, Fort Myers, or other parts of Florida, follow these five tips to maximize your settlement when filing a hurricane claim with your insurance company:

What to Do if the Insurance Company Acts in Bad Faith?

If you believe that your insurance company acts in bad faith when handling your hurricane insurance claim, do not hesitate to contact an insurance bad faith attorney to fight back and protect your legal rights.

Many homeowners choose to put signs in their yards to express their political views or opinions on controversial issues. While the U.S. Constitution protects freedom of speech, homeowners who display or place controversial yard signs in their yard may get into disputes with their homeowners’ associations (HOAs).

Who’s Right in Yard Sign Disputes Between Homeowners and HOAs?

The practice of displaying political or other signs outside of your home is not prohibited in many neighborhoods and rural settings. However, when a homeowner lives in an area governed by an HOA, they may have to comply with the association’s rules regarding what homeowners can and cannot place in their yard.

Often, homeowners are restricted from:

Many of the restrictions trigger disputes between homeowners and their HOAs. When this happens, the parties should contact a homeowners’ association attorney to help them resolve their disputes in accordance with applicable state laws and ordinances. Typically, who is right in a yard sign dispute between homeowners and HOAs is determined on a case-by-case basis.