Archive: June 2020

Property division during divorce can be a difficult subject for a number of families, especially when it comes to what to do with the marital home. While, in some circumstances, divorcing spouses may agree that either person keeping the family home doesn’t make sense for financial reasons, in other cases, one or both individuals may want to stay in the home, one may wish to buy the other one out, etc. And when the divorce is filed, some spouses are still living together in the home, and ask us, as their divorce attorneys, what their living arrangements during the divorce should be as well, especially when children are involved.

Of course, like everything else in divorce, there are no black and white answers, and every case is different.

Selling

Couples choosing to address the marital home early on in the divorce process will sometimes benefit from quickly removing themselves from the situation and deciding to sell the home. Not only does the sale help them start anew, but it can provide both emotional and legal closure, and prevent them from having to deal with the costs of maintaining the home.

We previously mentioned that the current pandemic was expected to bring a significant amount of insurance litigation over business interruption policies, even though most policies explicitly exclude coverage for pandemics and viruses. As of early May, a number of COVID-19 business interruption insurance lawsuits have already been filed. In addition, a number of legislative efforts to redefine coverage for those businesses impacted by the virus have been made, although this does not include Florida as of yet.

There is no question that the impact of the virus on businesses has been severe, with close to 80 percent expecting losses to be over $1 million and almost 40 percent expecting them to be more than $25 million–more than could possibly be covered by insurance companies and policies. Plaintiffs in lawsuits brought thus far include healthcare companies, nonprofit organizations, restaurants, service industry businesses, and more–in both class action and individual lawsuits—alleging breach of contract, bad faith, covenant of good faith and fair dealing, and unfair business practices claims, and seeking not only compensation for losses, but also punitive damages, in some cases; arguing that financial harm and injuries were suffered as a result of having their claims denied.

Florida is home to one of the largest populations of homeowners’ associations, and the main responsibility of these associations is to establish rules and regulations regarding how the community operates in order to ensure that property values stay at a certain level. As a result, there are inevitably a number of disputes that regularly occur between associations and members, who want to make alterations to their property, but cannot necessarily do so if the act violates those rules and regulations put in place to keep everyone’s property values high.

One of the issues that we as homeowners’ association attorneys regularly see involves homeowners wanting to put up solar panels. While the Florida Solar Rights Act forbids associations from prohibiting the installation of solar or other energy devices on buildings, associations may require approval of a system installations, and may put in place “reasonable” restrictions for those installations. Associations also cannot prevent the installation of solar collectors on roofs, nor can they impose restrictions that, in effect, impair the performance or increase the cost of the overall system. However, they can determine the specific location where solar collectors may be installed on the roof, as long as this does not impair the operation of the collectors.