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Category Archives: Insurance Defense

ManThinking20

What Is “Self-Dealing” In The Insurance Industry?

By HD Law Partners |

Self-dealing is a very serious allegation in the insurance industry. If your organization has been accused of this misconduct, the first step is to gain a solid understanding of what “self-dealing” actually means. How might an insurance representative engage in this misconduct? What are the potential consequences, and can a Tampa insurance defense lawyer… Read More »

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RoofWorker

Can Insurance Companies Repair Damage Instead Of Paying Out Cash In Orlando?

By HD Law Partners |

The “option to repair” is a common clause in Florida property insurance policies, and it allows insurers to avoid paying out cash settlements in many cases. But are these clauses sometimes unenforceable? This is a common issue for insurers, as many homeowners prefer cash payouts. A recent case in Florida provides some degree of… Read More »

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DriverSquinting

Defending An Insurance Claim Against A Driver Who Forgot To Wear Their Glasses

By HD Law Partners |

Clear vision is incredibly important for drivers, and it is impossible to safely operate a vehicle without a functioning set of eyes. This is why the Florida Department of Highway Safety and Motor Vehicles takes vision tests so seriously when issuing driver’s licenses. From an insurance defense perspective, it may help to determine whether… Read More »

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Key Defense Strategies For Insurers Covering Dog Bite Claims In Florida

By HD Law Partners |

A typical property insurance policy in Florida provides a range of personal liability coverage, including cases involving dog bites. These animal attacks can cause disfiguring injuries, psychological trauma, and death. Insurers representing policyholders may want to review various defense strategies that could prove useful in this situation. Consider contacting an insurance defense attorney in… Read More »

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InsuranceCoverage2

My Insurance Company Says My Policy Wasn’t In Effect

By HD Law Partners |

When an unforeseen accident or incident occurs, it is common for people in Florida and throughout the country to rely on insurance policies for financial protection and support. While the process of monetary recovery is often smooth, there are some instances where an insurance company claims a policy wasn’t in effect at the time… Read More »

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Hurricane

Steps To Take After A Hurricane Claim Denial

By HD Law Partners |

Living in Florida, everyone is familiar with the devastating impact hurricanes can have on properties. In the aftermath of a hurricane, filing an insurance claim is often the first step towards recovering the losses and rebuilding lives, but there are times when insurance companies deny hurricane claims, leaving policyholders frustrated and unsure of what… Read More »

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FloodHouse

When To Hire A Florida Flood Attorney

By HD Law Partners |

While Florida is known for its sunny, warm days and beautiful beaches, it is also no stranger to storms and floods. The risk of flooding is a regular concern for Tampa homeowners and businesses alike. This is because the Tampa area does not have a lot of topographical relief when heavy rains and tropical… Read More »

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Insurance2

Rights And Responsibilities Of Insurance Companies

By HD Law Partners |

If you are wondering about what the responsibilities are for Florida insurance companies, know that there is an area of law specifically designed for these determinations. Property and casualty law in Florida refers to the legal principles and regulations that govern the insurance industry in the state. Property and casualty insurance covers a wide… Read More »

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InsCov

Learning About Insurance Defense

By HD Law Partners |

There are many specialty areas when it comes to practicing law. Some lawyers are trained and have experience as insurance defense attorneys. These legal professionals are skilled in understanding when an insurance company is responsible for paying a claim and protecting the rights of policyholders. Because these attorneys are knowledgeable in current laws and… Read More »

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BoatingInsurance

How “Choice Of Law” Affected A Judge’s Interpretation Of A Boating Insurance Policy

By HD Law Partners |

When interpreting an insurance policy, the choice of law will often determine how a court will enforce that policy’s terms. In this context, choice of law refers to which state’s laws govern the policy. Or in some cases, whether federal law may also apply. A recent decision from a federal judge here in Florida,… Read More »

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