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Monthly Archives: January 2021


Can a Homeowners’ Association (HOA) Prohibit Rentals?

By HD Law Partners |

If you own a condo or home but want to rent it out to earn some passive income, you may be wondering, “Can my homeowners’ association (HOA) prohibit or restrict rentals?” The short answer is, “Yes.” A homeowners’ association can prohibit or restrict rentals. For example, many HOAs in Florida limit the number of… Read More »

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What is a Homeowners’ Insurance Appraisal and How Does It Work?

By HD Law Partners |

You most likely had your home appraised before purchasing it. However, home purchase appraisal and insurance appraisal is not the same thing. If you are trying to determine how much your homeowners’ insurance company owes you through the appraisal process, do not hesitate to contact an experienced Sarasota homeowners’ insurance attorney to ensure that… Read More »

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My Homeowners’ Insurance Company Requests a Sworn Proof of Loss (SPOL): What Is It and What Should I Do?

By HD Law Partners |

If your homeowners’ insurance company requests a Sworn Proof of Loss, commonly referred to as SPOL, after you file a claim, you may not know how to respond because you don’t know what SPOL is. Submitting a Sworn Proof of Loss, or SPOL, is a fundamental part of the homeowners’ insurance claims process. When… Read More »

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When Is It Time to Contact a Florida Hurricane Insurance Attorney?

By HD Law Partners |

Homeowners and commercial property owners in Florida know what it’s like to suffer from hurricane damage, tropical storms, and other acts of Mother Nature. Many of them also know that getting compensated for the damages through their hurricane insurance is a tedious process. Unfortunately, Floridians are no strangers to dealing with uncooperative insurance adjusters… Read More »

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