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Monthly Archives: August 2021


Insurance Litigation As A “Battle Of The Experts”

By HD Law Partners |

Even when an insurance company agrees to provide coverage for damage to a home, they will often challenge the extent or cost of the insurable loss. This then forces the homeowner to take legal action to protect their contractual rights. Such litigation then often ends up being a “battle of the experts,” with each… Read More »

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What Is The Role Of A Public Adjuster In Filing An Insurance Claim?

By HD Law Partners |

If you have ever filed an insurance claim, you have no doubt dealt with an adjuster, i.e., the person employed by the insurance company to review your case. But there are also individuals known as public adjusters who are licensed by the State of Florida to represent individuals, such as yourself, in protecting your… Read More »

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Does An Insurer Have To Pay Based On A Homeowner’s Account Of Wind Damage?

By HD Law Partners |

After a bad storm, a homeowner might notice damage to their property and assume that the weather was responsible. From the insurance company’s perspective, however, correlation does not necessarily mean causation. In other words, the evidence may show that the damage to the property was the result of normal wear and aging and not… Read More »

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When Is An Insurer Required To Pay For Reasonable Emergency Measures?

By HD Law Partners |

When a home sustains water damage, the property owners understandably want to take immediate action to mitigate the problem. But sometimes this means they do not take the time to read–or follow–the terms of their homeowner’s insurance policy. Many insurance contracts require advance notice or approval before undertaking even emergency repairs to a property…. Read More »

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