Author Archives: Jay Butchko

Fighting So-Called “Car Accident Claims” That Do Not Actually Involve Car Accidents
Invalid auto accident claims are quite common throughout Florida, and many of these claims are completely fraudulent. Aside from filing claims for staged car accidents, many policyholders also attempt to pursue compensation for injuries that actually have nothing to do with auto collisions. Insurance companies should be aware of the limitations of their own… Read More »

What Is “Self-Dealing” In The Insurance Industry?
Self-dealing is a very serious allegation in the insurance industry. If your organization has been accused of this misconduct, the first step is to gain a solid understanding of what “self-dealing” actually means. How might an insurance representative engage in this misconduct? What are the potential consequences, and can a Tampa insurance defense lawyer… Read More »

Craig Zyburo is Named Partner
We are excited to announce that Craig Zyburo is now a partner at HD Law Partners. Craig is a zealous legal advocate for his clients and has a wide range of experience, from personal injury to contract and family law. He represents insurance companies and their insureds, businesses, homeowners’ insurance coverage and other clients… Read More »

Can Insurance Companies Repair Damage Instead Of Paying Out Cash In Orlando?
The “option to repair” is a common clause in Florida property insurance policies, and it allows insurers to avoid paying out cash settlements in many cases. But are these clauses sometimes unenforceable? This is a common issue for insurers, as many homeowners prefer cash payouts. A recent case in Florida provides some degree of… Read More »

Defending An Insurance Claim Against A Driver Who Forgot To Wear Their Glasses
Clear vision is incredibly important for drivers, and it is impossible to safely operate a vehicle without a functioning set of eyes. This is why the Florida Department of Highway Safety and Motor Vehicles takes vision tests so seriously when issuing driver’s licenses. From an insurance defense perspective, it may help to determine whether… Read More »

Key Defense Strategies For Insurers Covering Dog Bite Claims In Florida
A typical property insurance policy in Florida provides a range of personal liability coverage, including cases involving dog bites. These animal attacks can cause disfiguring injuries, psychological trauma, and death. Insurers representing policyholders may want to review various defense strategies that could prove useful in this situation. Consider contacting an insurance defense attorney in… Read More »

Is the Statute of Limitations the Same in Florida and Georgia?
Traveling by car means people move between states without much thought, but there are legal considerations if a car accident occurs. For example, one aspect to consider is the state’s statute of limitations, which determines the time frame within which you can file a personal injury claim. If you’ve been in a car accident… Read More »

My Insurance Company Says My Policy Wasn’t In Effect
When an unforeseen accident or incident occurs, it is common for people in Florida and throughout the country to rely on insurance policies for financial protection and support. While the process of monetary recovery is often smooth, there are some instances where an insurance company claims a policy wasn’t in effect at the time… Read More »

When Do You Need a Tampa Timeshare Lawyer?
Many who visit Tampa regularly own timeshares. While these vacation destinations can bring individuals, couples, and families years of fantastic memories, there are also situations that lead to complex legal issues. If you are a timeshare owner who wants to protect your rights and interests, a Tampa timeshare attorney can assist you in navigating… Read More »

OTC Drugs Could Hide Symptoms of Larger Issue
Many rely on over-the-counter (OTC) pain relievers like Advil or Aleve to manage discomfort and pain following a Florida crash. But while these medications are able to provide temporary relief, it is also important to note that they can mask symptoms of more significant injuries as well. Instead of leaning too hard on drug… Read More »