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Monthly Archives: October 2021

KitchenDemo

Understanding What Specific Damage Is Covered By An Insurance Policy

By HD Law Partners |

Even when an insurance company is required to cover some damages arising from a specific event, such as water damage, that does not necessarily mean the policy covers all damages incidental to the event. Of course, an insurer is required to pay a valid claim in good faith. But they are not under any… Read More »

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Legal17

Are Appraisal Provisions In Insurance Contracts Binding On Third Party Assignees?

By HD Law Partners |

Homeowner’s insurance policies often contain appraisal clauses. Appraisal is a form of alternative dispute resolution similar to arbitration. In its simplest form, an appraisal clause states that if the parties disagree as to the amount of an insured loss, each side will appoint an independent appraiser. If the appraisers cannot agree on a value,… Read More »

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InsurCover

Tampa Judge: Business Liability Insurers Not Responsible For Claim Made Prior To Policy Period

By HD Law Partners |

Insurance disputes often involve complex questions of law and contract interpretation. Yet many cases boil down to a single question: Does the insurance policy actually cover the claim at issue? Sometimes this question proves relatively easy to answer. For example, there is this recent decision from a federal judge in Tampa, Ditech Financial LLC… Read More »

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Release

Is It “Bad Faith” For An Insurance Company To Include A Proposed Release With A Settlement Offer?

By HD Law Partners |

Florida law requires all insurance companies to act in good faith when approving, denying, or settling claims. An insurer that fails in this duty may face a bad faith lawsuit from an aggrieved policyholder or third-party victim. In defending against such claims, however, the person alleging bad faith still has to present evidence in… Read More »

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