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Tampa Insurance Attorneys > Video FAQs > First-Party and Third-Party Insurance Claims > How are first-party insurance claims and third-party insurance claims different?

How are first-party insurance claims and third-party insurance claims different?

First-party and third-party insurance claims are different. A first-party insurance claim is against the insurance carrier. So if you’re involved in an accident, you’re insured through Geico. If you make a claim against Geico for under insured or uninsured motorist coverage, then that would be a first party insurance claim.

A third-party insurance claim would be a claim against the other driver involved in the motor vehicle accident.

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