How are first-party insurance claims and third-party insurance claims different?
First-party and third-party insurance claims are different. A first-party insurance claim is against the insurance carrier. So if you’re involved in an accident, you’re insured through Geico. If you make a claim against Geico for under insured or uninsured motorist coverage, then that would be a first party insurance claim.
A third-party insurance claim would be a claim against the other driver involved in the motor vehicle accident.