Fort Myers Homeowners’ Insurance Attorney
When damage to a person’s home occurs, or when someone is injured on a homeowner’s property, it is not uncommon for the homeowner to file a homeowners’ insurance claim for damages. While homeowners’ insurance policies are indeed designed to pay homeowners the damages that they are entitled to when their property is damaged in a manner consistent with policy language, it is not uncommon for homeowners’ to overstate or hyperbolize damages, or misrepresent how damages occurred. As such, homeowners’ insurance companies are often asked to pay out more than they owe, or to pay claims that are illegitimate.
At the office of HD Law Partners, our Fort Myers homeowners’ insurance attorneys can help your company protect itself from unfair and invalid claims. We have been providing homeowners’ insurance defense services to companies in Fort Myers for years, and our lawyers have decades of combined experience. Reach out to us today to learn how we can assist you.
Common Homeowners’ Insurance Coverage Areas
Homeowners’ insurance in Florida typically offers coverage for damages caused by various natural phenomena, such as flood, fires, wind and storms, sinkholes, and hurricanes. In addition, it may cover structural damage caused by something other than weather, mold and water damage, and damage caused by vandalism. Homeowners’ liability coverage also provides protection to homeowners when someone else is harmed on their property and files a claim for recovery.
Our lawyers can defend you as the insurer against any claims made in regards to the above. In addition to representing insurers in first- and third-party claims, we can also represent you in a subrogation claim, assisting you in recouping the money that you are rightfully owed.
We Investigate All Homeowners’ Insurance Claims
While most homeowners are honest in the homeowners’ insurance claims that they file, many are not. Indeed, claims are inflated in order to allow homeowners to recover more money than they would otherwise, and in some cases, claims are downright fraudulent. Examples of fraud include:
- Overstating the value of any missing items;
- Staging a burglary or an event that causes damage to a home, such as a fire;
- Falsifying documents, including repair receipts; or
- Misstating any of the facts of the case, such as the location or date of the incident that led to damages.
When you choose our team, we work hard to uncover any claim fabrications, asking tough questions about how damage occurred, whether or not the damage is covered in a policy, whether or not experts have issued an opinion, and how damages have been calculated. Our services are designed to make sure that homeowners’ claims aren’t overpaid, and that any attempts at deceit are uncovered.
Call Our Fort Myers Homeowners’ Insurance Attorneys Today
If you are looking for professional, competent legal guidance regarding putting an end to your company’s overpayment of homeowners’ insurance claims, we can help. There is no doubt that many claimants will be represented by aggressive and skilled lawyers – you can even the playing field and protect your business by working with our Fort Myers homeowners’ insurance defense lawyers. You can call our team today to learn more about our services, or send us a message to get in touch.