Wesley Chapel Homeowners’ Insurance Attorney
Top-Rated Homeowners’ Insurance Attorneys Serving Pasco County, Florida
Residential properties in Florida experience a considerable amount of property damage every year. From Atlantic hurricanes and Gulf thunderstorms to property fires and sinkholes, there are many different phenomena that can damage homes in Florida. When a homeowners’ insurance claim is made, it is imperative that the claim is properly investigated, that there are no overpayment issues, and that the insurance provider is not victimized by fraud or deception.
At HD Law Partners, our Wesley Chapel homeowners’ insurance attorneys have deep experience representing insurance companies in Florida. We have the skills and legal knowledge necessary to protect the financial interests of your company. To get immediate legal assistance from our legal team in Pasco County, FL, please do not hesitate to contact us today.
Homeowners’ Insurance Coverage Regulations in Florida
Fundamentally, homeowners’ insurance is designed to protect residential property owners against large and unpredictable losses. It is crucial that our state has a well-functioning property insurance market. Without one, homeowners would not be able to purchase the affordable financial protection that they need to feel comfortable in their home.
The legal regulations established by the Florida Department of Financial Services (DFS) are meant to ensure that homeowners’ insurance claims process can proceed in the most fair manner possible. There are many different types of losses that are frequently protected under homeowners’ insurance policies in our state. Some examples include:
- High wind;
- Storm damage;
- Hurricane damage;
- Hail and rain;
- Mold development;
- Unforeseen sinkholes
- Construction and structural defects;
- Theft and vandalism.
Full Investigation of Homeowners’ Insurance Claims
Under Florida’s insurance laws, policyholders have certain basic duties and responsibilities. In order to recover compensation for property damage, homeowners must comply with the requirements of Florida law and their duties under the terms of their individual property insurance plan. For example, homeowners should:
- Report their property damage to their insurance provider without delay;
- Make active efforts to mitigate any further damage;
- Deal with their insurance company in an honest and fair manner; and
- Follow the reasonable insurance claims process established by their individual insurance policy.
Our Wesley Chapel homeowners’ insurance lawyers have the skills and experience needed to represent insurance companies to ensure that their legal rights and financial interests are protected. We can conduct a full and thorough investigation of any property damage claim, and we can review the fairness of the subsequent claims process. In addition, our Wesley Chapel homeowners’ insurance attorneys have deep experience handling issuing related to subrogation. We can help insurance providers make sure that they are not making overpayments or becoming victims of any type of fraud or unlawful deception.
Speak to a Wesley Chapel Homeowners’ Insurance Attorneys Today
At HD Law Partners, we are a full-service law firm handling homeowners’ insurance issues in Pasco County, Florida. To learn more about what our legal team can do for you, please do not hesitate to contact our Wesley Chapel homeowners’ insurance attorneys today to arrange a confidential initial legal consultation.