Category: Insurance Claims

Insurance fraud costs insurance carriers billions of dollars each year and contributes to increased premiums, prolonged investigations, and unnecessary litigation. While most policyholders submit legitimate claims, a small percentage of claims involve intentional misrepresentations, exaggerated damages, or outright fabrication. For insurance companies, identifying and defending against fraudulent claims is essential to protecting policyholders, maintaining financial stability, and ensuring fairness throughout the claims process.

At HD Law Partners, our Tampa insurance defense attorneys represent insurance carriers in complex fraud investigations, coverage disputes, bad faith allegations, and insurance litigation matters throughout Florida. If your company is facing a suspected fraudulent claim, contact our experienced insurance defense team today by calling 813-253-5333 or visit our Contact Us page to schedule a consultation. HD Law Partners is recognized throughout Florida for insurance defense, coverage litigation, and bad faith defense representation.

Sinkhole claims in Orlando, FL fall under some specific state laws and have unique insurance requirements. If you’re dealing with a sinkhole, call an experienced sinkhole claims attorney to make sure your claim has the best chance of success.

Most standard policies here in Florida will cover things like fire, theft, water damage from burst pipes, and often also windstorms. Usually you get all this on your base policy without any special endorsement, though flood damage usually requires separate flood insurance.

Sinkhole coverage is not automatic. Florida law requires that insurers offer it as an optional endorsement, but it is not mandatory. What is mandatory is something called “Catastrophic Ground Cover Collapse (CGCC)” coverage. At first glance, you might think that describes a sinkhole, but actually CGCC is a narrower coverage, and it only complies if four very specific conditions are all met: